.hero-consultant[data-astro-cid-vjpt5pmf]{position:relative;background:linear-gradient(135deg,#1e3a5f,#2a5885,#3b7bbf);padding:8rem 0 6rem;overflow:hidden}.hero-background[data-astro-cid-vjpt5pmf]{position:absolute;top:0;left:0;width:100%;height:100%;overflow:hidden}.pulse-circle[data-astro-cid-vjpt5pmf]{position:absolute;border-radius:50%;background:radial-gradient(circle,rgba(59,123,191,.3) 0%,transparent 70%);animation:pulse-float 8s ease-in-out infinite}.pulse-1[data-astro-cid-vjpt5pmf]{width:400px;height:400px;top:10%;right:10%;animation-delay:0s}.pulse-2[data-astro-cid-vjpt5pmf]{width:300px;height:300px;bottom:15%;left:5%;animation-delay:2s}.pulse-3[data-astro-cid-vjpt5pmf]{width:250px;height:250px;top:40%;left:40%;animation-delay:4s}@keyframes pulse-float{0%,to{transform:translate(0) scale(1);opacity:.3}50%{transform:translate(20px,-20px) scale(1.1);opacity:.2}}.container[data-astro-cid-vjpt5pmf]{max-width:1400px;margin:0 auto;padding:0 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h1[data-astro-cid-vjpt5pmf]{font-size:clamp(2.5rem,5vw,4rem);margin-bottom:1.5rem;color:var(--text);line-height:1.1}.hero-description[data-astro-cid-vjpt5pmf]{font-size:clamp(1.15rem,2vw,1.35rem);color:var(--text-light);line-height:1.7;margin-bottom:2.5rem}.hero-features[data-astro-cid-vjpt5pmf]{margin-bottom:2.5rem}.hero-features[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:var(--text-light);font-size:1.1rem;line-height:1.8;margin-bottom:1rem}.hero-features[data-astro-cid-vjpt5pmf] .emphasis[data-astro-cid-vjpt5pmf]{font-weight:600;color:var(--text);font-size:1.2rem}.hero-cta[data-astro-cid-vjpt5pmf]{display:flex;gap:1rem;flex-wrap:wrap}.btn-primary[data-astro-cid-vjpt5pmf],.btn-secondary[data-astro-cid-vjpt5pmf]{padding:1rem 2rem;border-radius:.75rem;font-weight:600;font-size:1rem;transition:all .3s 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h2[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:1.5rem}.inflection-text[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:#4a4a4a;font-size:1.15rem;line-height:1.8;margin-bottom:1rem}.pattern-cards[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:1fr;gap:1.25rem}.pattern-card[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;gap:1.5rem;background:#fff;padding:1.75rem;border-radius:.75rem;box-shadow:0 4px 12px #00000014;transition:all .3s ease}.pattern-card[data-astro-cid-vjpt5pmf]:hover{transform:translate(10px);box-shadow:0 8px 24px #0000001f}.pattern-card[data-astro-cid-vjpt5pmf] svg[data-astro-cid-vjpt5pmf]{color:var(--primary);flex-shrink:0}.pattern-card[data-astro-cid-vjpt5pmf] span[data-astro-cid-vjpt5pmf]{font-size:1.15rem;font-weight:600;color:var(--navy-dark)}.warning-box[data-astro-cid-vjpt5pmf]{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);padding:2.5rem;border-radius:1rem;text-align:center}.warning-box[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:#fff;font-size:clamp(1.25rem,2.5vw,1.75rem);font-weight:600;margin:0}.common-mistakes[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:var(--navy-dark)}.section-header[data-astro-cid-vjpt5pmf]{text-align:center;margin-bottom:4rem}.section-header[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{color:var(--text);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:1.5rem}.mistakes-grid[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem;max-width:1200px;margin:0 auto 4rem}.mistake-card[data-astro-cid-vjpt5pmf]{display:flex;align-items:start;gap:1.5rem;background:#ffffff0d;border:1px solid rgba(255,255,255,.1);padding:2rem;border-radius:.75rem;transition:all .3s 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h4[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:1.2rem;line-height:1.5;margin:0}.conclusion[data-astro-cid-vjpt5pmf]{text-align:center;font-size:clamp(1.25rem,2.5vw,1.5rem);font-weight:600;color:var(--navy-dark);font-style:italic}.how-we-help[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:#c5b8a0}.section-subtitle[data-astro-cid-vjpt5pmf]{color:#4a4a4a;font-size:1.2rem;line-height:1.7;max-width:900px;margin:0 auto 1rem}.services-grid[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:repeat(2,1fr);gap:2.5rem;max-width:1300px;margin:0 auto;margin-top:3rem}.service-card[data-astro-cid-vjpt5pmf]{background:#fff;padding:3rem;border-radius:1rem;box-shadow:0 4px 12px #00000014;transition:all .3s ease}.service-card[data-astro-cid-vjpt5pmf]:hover{transform:translateY(-8px);box-shadow:0 12px 32px #00000026}.service-icon[data-astro-cid-vjpt5pmf]{width:80px;height:80px;border-radius:1rem;display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem;color:#fff}.service-icon[data-astro-cid-vjpt5pmf].planning{background:linear-gradient(135deg,#2196f3,#42a5f5)}.service-icon[data-astro-cid-vjpt5pmf].lending{background:linear-gradient(135deg,#4caf50,#66bb6a)}.service-icon[data-astro-cid-vjpt5pmf].protection{background:linear-gradient(135deg,#ff9800,#ffb74d)}.service-icon[data-astro-cid-vjpt5pmf].practice{background:linear-gradient(135deg,#9c27b0,#ba68c8)}.service-card[data-astro-cid-vjpt5pmf] h3[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:1.75rem;margin-bottom:1.5rem}.service-card[data-astro-cid-vjpt5pmf] ul[data-astro-cid-vjpt5pmf]{list-style:none;padding:0;margin:0}.service-card[data-astro-cid-vjpt5pmf] ul[data-astro-cid-vjpt5pmf] li[data-astro-cid-vjpt5pmf]{color:#5a5a5a;padding:.75rem 0 .75rem 2rem;position:relative;line-height:1.6;font-size:1.05rem}.service-card[data-astro-cid-vjpt5pmf] ul[data-astro-cid-vjpt5pmf] li[data-astro-cid-vjpt5pmf]:before{content:"→";position:absolute;left:0;color:var(--primary);font-weight:700}.not-just-income[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:var(--navy)}.not-just-income[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--text);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:2rem}.intro[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--text-light);font-size:1.25rem;margin-bottom:1rem}.wants-grid[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:1fr;gap:1.5rem;max-width:800px;margin:3rem auto}.want-item[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;gap:1.5rem;font-size:1.2rem;color:var(--text-light)}.want-bullet[data-astro-cid-vjpt5pmf]{color:var(--primary-light);font-size:2rem;line-height:1}.difference-statement[data-astro-cid-vjpt5pmf]{text-align:center;margin-top:4rem}.difference-statement[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:var(--text);font-size:clamp(1.5rem,3vw,2rem);font-weight:600;line-height:1.5;margin:0}.why-us[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:#fff}.why-us[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--navy-dark);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:3rem}.differentiation[data-astro-cid-vjpt5pmf]{text-align:center;margin-bottom:2rem}.not-statement[data-astro-cid-vjpt5pmf]{color:#5a5a5a;font-size:1.15rem;margin-bottom:.5rem;font-style:italic}.why-us[data-astro-cid-vjpt5pmf] .intro[data-astro-cid-vjpt5pmf]{color:#4a4a4a;margin-bottom:3rem}.understanding-grid[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem;max-width:1000px;margin:0 auto 3rem}.understanding-item[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;gap:1rem;font-size:1.1rem;color:#4a4a4a}.understanding-item[data-astro-cid-vjpt5pmf] h4[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:1.5rem;grid-column:1 / -1;margin-bottom:1rem}.bullet-point[data-astro-cid-vjpt5pmf]{color:var(--primary);font-size:1.5rem;font-weight:700}.most-important[data-astro-cid-vjpt5pmf]{text-align:center;margin-top:4rem}.most-important[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:clamp(1.5rem,3vw,2rem);font-weight:600}.first-three-years[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:linear-gradient(135deg,#1e3a5f,#2a5885)}.years-content[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--text);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:2rem}.years-content[data-astro-cid-vjpt5pmf] .intro[data-astro-cid-vjpt5pmf]{color:var(--text-light);margin-bottom:3rem}.outcomes-grid[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:1fr 1fr;gap:3rem;max-width:1200px;margin:0 auto}.outcome-column[data-astro-cid-vjpt5pmf] h3[data-astro-cid-vjpt5pmf]{color:var(--text);font-size:1.5rem;margin-bottom:2rem}.outcome-list[data-astro-cid-vjpt5pmf]{display:flex;flex-direction:column;gap:1.5rem}.outcome-item[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;gap:1rem;color:var(--text-light);font-size:1.15rem}.check-icon[data-astro-cid-vjpt5pmf]{width:32px;height:32px;background:#4caf504d;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#66bb6a;font-weight:700;flex-shrink:0}.outcome-warning[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;justify-content:center;background:#ffffff0d;border:2px solid rgba(239,83,80,.5);border-radius:1rem;padding:3rem}.outcome-warning[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:var(--text);font-size:clamp(1.5rem,3vw,2rem);font-weight:600;text-align:center;margin:0}.if-finishing[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:#fff}.if-finishing[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--navy-dark);font-size:clamp(2rem,4vw,2.75rem);margin-bottom:2rem}.if-finishing[data-astro-cid-vjpt5pmf] .intro[data-astro-cid-vjpt5pmf]{color:#4a4a4a}.scenarios[data-astro-cid-vjpt5pmf]{max-width:800px;margin:3rem auto}.scenarios[data-astro-cid-vjpt5pmf]>p[data-astro-cid-vjpt5pmf]{text-align:center;color:#4a4a4a;font-size:1.2rem;margin-bottom:2rem}.scenarios-list[data-astro-cid-vjpt5pmf]{display:flex;flex-direction:column;gap:1rem}.scenario-item[data-astro-cid-vjpt5pmf]{background:var(--cream-light);padding:1.5rem;border-radius:.5rem;color:var(--navy-dark);font-size:1.1rem;text-align:center;transition:all .3s ease}.scenario-item[data-astro-cid-vjpt5pmf]:hover{background:var(--primary-light);color:#fff;transform:translate(10px)}.action-statement[data-astro-cid-vjpt5pmf]{text-align:center;color:var(--navy-dark);font-size:clamp(1.5rem,3vw,2rem);font-weight:600;margin-top:3rem}.strategy-session[data-astro-cid-vjpt5pmf]{padding:6rem 0;background:var(--cream-light)}.session-content[data-astro-cid-vjpt5pmf]{max-width:1000px;margin:0 auto;text-align:center}.session-content[data-astro-cid-vjpt5pmf] h2[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:clamp(2.5rem,5vw,3.5rem);margin-bottom:2rem}.session-intro[data-astro-cid-vjpt5pmf]{color:#4a4a4a;font-size:1.25rem;margin-bottom:3rem}.session-items[data-astro-cid-vjpt5pmf]{display:grid;grid-template-columns:1fr;gap:1.5rem;margin-bottom:4rem;text-align:left}.session-item[data-astro-cid-vjpt5pmf]{display:flex;align-items:center;gap:2rem;background:#fff;padding:2rem;border-radius:.75rem;box-shadow:0 4px 12px #00000014;transition:all .3s ease}.session-item[data-astro-cid-vjpt5pmf]:hover{transform:translate(15px);box-shadow:0 8px 24px #0000001f}.session-number[data-astro-cid-vjpt5pmf]{width:50px;height:50px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1.5rem;flex-shrink:0}.session-item[data-astro-cid-vjpt5pmf] p[data-astro-cid-vjpt5pmf]{color:var(--navy-dark);font-size:1.2rem;margin:0;font-weight:500}.session-highlight[data-astro-cid-vjpt5pmf]{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);padding:3rem;border-radius:1rem;margin-bottom:3rem}.highlight-main[data-astro-cid-vjpt5pmf]{color:#fff;font-size:clamp(1.5rem,3vw,2rem);font-weight:600;margin-bottom:.5rem}.highlight-sub[data-astro-cid-vjpt5pmf]{color:#ffffffe6;font-size:clamp(1.15rem,2vw,1.35rem);font-style:italic}.session-cta[data-astro-cid-vjpt5pmf]{display:flex;justify-content:center}.btn-primary-large[data-astro-cid-vjpt5pmf]{background:var(--primary);color:#fff;padding:1.5rem 3rem;border-radius:.75rem;font-weight:600;font-size:1.25rem;transition:all .3s ease;display:inline-block}.btn-primary-large[data-astro-cid-vjpt5pmf]:hover{background:var(--primary-dark);transform:translateY(-5px);box-shadow:0 16px 32px #3b7bbf66}.animate-on-scroll[data-astro-cid-vjpt5pmf]{opacity:0;transform:translateY(30px)}.animate-on-scroll[data-astro-cid-vjpt5pmf].visible{animation:fadeInUp .8s ease-out forwards}@keyframes fadeInUp{to{opacity:1;transform:translateY(0)}}.slide-in-left[data-astro-cid-vjpt5pmf]{opacity:0;transform:translate(-50px)}.slide-in-left[data-astro-cid-vjpt5pmf].visible{animation:slideInFromLeft .8s ease-out forwards}@keyframes slideInFromLeft{to{opacity:1;transform:translate(0)}}.slide-in-right[data-astro-cid-vjpt5pmf]{opacity:0;transform:translate(50px)}.slide-in-right[data-astro-cid-vjpt5pmf].visible{animation:slideInFromRight .8s ease-out forwards}@keyframes 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