15 articles
Banks are split on Tuesday's RBA call. But APRA's 6x debt-to-income cap is quietly reshaping borrowing power for high-earning medical professionals. Here's what to do this month.
Read More →Offset and redraw look similar but behave very differently for doctors. Here is how to pick the right structure for your career stage and tax position.
Read More →
Most doctor home loans are off-market within two years. Here is when to refinance, what doctor-specific pricing actually gets you, and the costs to weigh before you move.
Read More →
The RBA lifted the cash rate to 4.35% on Tuesday, the third hike of 2026. Here's what it means for borrowing capacity, repayments, and serviceability.
Read More →
APRA's 6x debt-to-income cap is reshaping investor lending in 2026. Here is why this week's rate hike sharpens the pinch for doctor investors, and what to do about it.
Read More →
The RBA raised the cash rate to 4.35% in May 2026, its third hike of the year. Here is what it means for doctor borrowers, property buyers, and registrars planning their next move.
Read More →
Australia's Q1 2026 CPI came in at 4.6%, published by the ABS on 29 April. With all four major banks forecasting a rate hike on May 5, here's what medical professionals with mortgages should do this week.
Read More →
Should doctors fix their home loan rate or go variable? Here's how to choose the right structure for your career stage and income.
Read More →
CBA, NAB and Westpac are tipping another rate rise in May 2026. Here's what Australian medical professionals should do before the decision drops.
Read More →
Most doctors can borrow between $1 million and $3.5 million. The figure shifts significantly by career stage, lender policy, and income structure.
Read More →
Most doctors qualify for home loans with no LMI, up to 90-95% LVR, and better income assessment. LMI waiver saves $18k-$40k.
Read More →
Should Locum Drs Be Treated Like Plumbers?
Read More →
How Banks Set Interest Rates (Part 1)
Read More →
How Banks Set Interest Rates (Part 2)
Read More →
