Expert financial advice and industry insights
The RBA raised the cash rate to 4.10% this week, its second consecutive hike. Here is what the decision means for medical professionals with mortgages or property portfolios, and three practical steps to take now.
Read More →
A practical guide to superannuation for Australian doctors — covering concessional and non-concessional contributions, salary sacrifice, SMSF, and the carry-forward catch-up opportunity for those who had low super during training.
Read More →
Fellowship completion is the biggest income event most doctors have. But mixed income makes lenders cautious. Here is what to sort out first.
Read More →
A practical overview of tax obligations, deductions, and structuring options for Australian doctors and healthcare professionals — from PAYG employees to locums and practice owners.
Read More →
PAYG, sole trader, company, or partnership: each income structure affects your tax, super, and borrowing capacity differently. Here's how to choose.
Read More →
If you work as a locum on an ABN, you handle your own tax, GST, super and PAYG instalments. Here is what you owe and when.
Read More →
Australian doctors miss thousands in legitimate deductions each year. Here are the CPD, registration, travel, and self-education claims you can actually make.
Read More →
Doctors have real advantages when buying property in Australia. Here is what actually applies to your career stage and how to use it.
Read More →
Most doctors can borrow between $1 million and $3.5 million. The figure shifts significantly by career stage, lender policy, and income structure.
Read More →
Australian doctors can borrow up to 90% LVR with no LMI. GPs, registrars, and allied health professionals with AHPRA registration all qualify.
Read More →
Most doctors qualify for home loans with no LMI, up to 90-95% LVR, and better income assessment. LMI waiver saves $18k-$40k.
Read More →
Common challenges doctors face when buying property.
Read More →
How to navigate buying while still owning property.
Read More →
